TEXAS REAL ESTATE SALES

For Home Buyers


Hello There!,

Buying a home should be an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. If you have been referred to me by a friend, please let me know so I can extend my graditude to them with a $50 Referral gift. Believe it or not, the buying and selling process can be fun.  It's true, just let me educate you on the process and what to expect. There's bound to be a bump in the road, but I'll be there for you every step of the way!. I pride myself on repeat business and hope you'll come to understand why.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing. I work closely with your lender to make sure things move along smoothly.
  • Help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • I can assist you in finding a Mortgage Company that can offer you a loan program that best meets your needs and get you Pre-Approved to buy!
  • Determine what neighborhood you like and decide what your priorities are. Distance to Work & School etc, etc..
  • Identify important features you'd like your new home to have. 2,3,4 Bedrooms, Big kitchen, Fenced yard, Extra storage, etc etc.

A Quick Call Right NOW could see where you stand! It's that easy! NO OBLIGATION, I PROMISE!

 CALL DAWN HIGHSMITH  @  FAIRWAY MORTGAGE  

 1-512-264-4766  Tell her Leah Sent you! :) 

Closing Costs to Expect: Don't Panic!

  • Depending on what type of loan best fits your circumstances. a DOWN PAYMENT can be anywhere from 3.5% of the sales price (FHA LOAN), up to 5,10,15 or 20% Down if using a "Conventional Loan". If you are a Military or Former Military your down payment could be 0 (ZERO!) down. 
  • Lender fees Usually 3.5% of your Estimated Sales Price. This may include: loan processing fees, underwriting fees, documentation preparation fees and establishing an escrow account. But Mostly, the "Cost" to borrow money.. 
  • Title Company Fees: Vary but generally not more than $300.
  • Title Policy: Negotiable. Fees are regulated
  • Survey: Negotiable if Seller does not have an acceptable Survey
  • Prorated Property Taxes and Hazardous Insurance
  • Independent Home Inspection: Optional, but encouraged
  • Termite Inspection: Negotiable
  • Necessary Repairs to obtain loan: Negotiable 
Leah Caruthers Realtor