YES YOU CAN!
Over the course of the last 20 years, I have heard from so many people who thought they would never be able to buy a house. The truth is, it is easier than you think. There are so many good loan programs out there that enable first time buyer's a chance at home ownership.
Many first time buyer's are under the impression that they must have 20% down, that is not the case. With programs such as USDA, potential home buyer's can get into a home with no money down. In addition, these programs allows us to roll the closing cost's into the loan. If you have a credit score of 620 or better, and been employed in the same line of work for 2 years, this is a great program for you.
Another loan program that we frequently use is FHA. FHA loans can be done with 3 1/2% down. This program also allows the buyer to roll some closing costs into the loan. Ideally, credit score should be above 620, but we have seen people with 580+ get approved.
If you think you fit into either of these categories and are ready to get into you own home, give us a call!
Texas Real Estate Sales
1906 Hwy 281 S.
Lampasas, Texas 76550